Caser

We are the local agent for Caser Insurance in Arboleas, Almeria Spain.

As part of our on going service to our clients we offer a selection of insurance products, all available in English and all value for money. These products include: Car Insurance, House Insurance, Health Insurance and Funeral Plans, other products are available on request. If you would like a competitive, no obligation quote, just contact either by e-mail or on the numbers provided.

Car Insurance - Start Your Journey with a Smile

When you make a trip by car, the most important thing is that you drive every kilometre with maximum tranquility; you leave and arrive with a smile. Caser offers you full insurance cover to make sure that it will always be like this.

24 Hours Assistance. At any time of the day, 365 days a year

SERVICES

We offer you the best protection:

• Flexibility in taking out policies: you can choose the cover that meets your needs best.
• Easy policy management: we send you the policy to your home or your working address and you can send the claims report by fax.
• A wide network of garages providing you the best service across Spain.
• Legal protection and damage claims: Caser deals with all mutual consents and legal management necessary to claim damages that you or your car could suffer.
• We also manage the defence of your traffic fines.

MAIN COVER

• Emergency roadside assistance, 24 hours a day, 365 days a year, including the vehicle and the passengers.
• You are free to choose the garage you want to repair your car.
• We cover the expenses arising from the transport of the insured vehicle from the place of the accident to the garage.
• We guarantee 100% of the acquisition value in case of damage, fire or theft during the first two years since the first registration of the vehicle.

DISCOUNTS

• If you are a good driver Caser will maintain your no claim discount that you have with your other company.
• New discounts in Caser Auto for Expatriate Clients: with Caser, if you are 55 or older, you will enjoy the most competitive motor insurance on the market.  Furthermore, clients between 40 and 54 years of age are also very favoured when they present their no claims certificate.

Home Insurance – The Distance Doesn´t Matter if you Feel at Home

The most important thing is that you always feel at home, no matter where you are.  Caser wants you to enjoy your well-being.  If someone steals your keys, if your fridge breaks down or if your child breaks the window when playing with the ball, don´t worry because Caser Home insures the moments in your life.

SERVICES IN ENGLISH

The documentation is fully translated into English and there are also exclusive English-speaking operators.

BASIX COVER

• Breakage, robbery and water damage
• Public liability up to €300,000
• Reconstruction of aesthetic damages
• Basic legal protection
• Travel assistance

OPTIONAL COVER

• Public liability for potentially dangerous dogs
• Vehicles in the garage
• Accidents
• Accidental damage
• Breakdown of electrical appliances
• Comprehensive legal protection

24 Hours Assistance.  At any time of the day, 365 days a year

With a simple call, you will have a team of experts at your service (glaziers, locksmiths, plumbers, electricians, carpenters, etc) that will solve any problem that might arise in your home.

Health Insurance – If you have Health, you have Everything.  But if you don´t you can Count on Us.

Wherever you are, your health is the key.  Therefore, with Caser Health, you will enjoy the knowledge that there is always someone who takes care of you.  Whatever might happen, its complete range of cover and services will make you feel protected and safe.

SERVICES IN YOUR LANGUAGE

The documentation is fully translated into English and there are also exclusive English speaking operators.

24 HOUR MEDICAL HOTLINE

Qualified medical assistance will be provided to you with only one telephone call, at any time of the day, and day of the year:

• Medical information concerning illnesses, symptoms, treatments, medical tests and health prevention in general.
• Information about the use of medicaments.
• Advice in reports, medical terminology, most suitable centre and specialist for the solution of your health problem.
• Referral to medical emergency services, if recommended.

SECOND MEDICAL OPINION

Advise in case of serious illnesses with specialists of maximum prestige, national and international, that allows you to have a second evaluation report in a short period of time without the need to go to the doctor.

OTHER SERVICES

• The most complete list of doctors.  More than 23,500 doctors and more than 350 hospitals and 700 private clinics, the best of Spain.
• Complementary oral and dental coverage included.  The best assistance with the Dental Policy, which is included in Caser Health, and free Child Dental Plan.
• Your eyes, with special care.  Special price for refractive surgery (myopia – astigmastism) in the Baviera Clinics, which are the most advanced clinics in ophthalmology and which are present all over Spain.
• Podiatry.
• Medical assistance abroad.  No matter where you are, your health will be attended.
• Psychology.  Phycho-emotional guidance.

Funeral Insurance – Peace of Mind is Tranquility

At Caser we know that one of your worries is that something unexpected could happen to you and that your close relatives are left behind to cover the costs of a funeral in such difficult moments.  That is why we have developed Caser Funeral Insurance, an insurance with which you and your family are guaranteed total peace of mind.
This product guarantees that, in case of the policyholder´s death, the necessary formalities are taken care of in order to be able to carry out his/her burial in Spain or repatriation to his/her country of origin.
If the provision of service is not possible due to causes of force majeure, Caser will reimburse the expenses that the policyholder´s heirs have spent up to the amount of the contracted service´s value.

COVERAGE

• Funeral or repatriation, which guarantees the provision of a funeral service based on the sum insured.
• Transfer assistance, to cover the possible risks originating from the transport of the deceased policyholder.
• Telephone legal advice, which covers assistance to the direct family members of the policyholder, in order to help to obtain the death certificate, process the adjustment in the family register and the widow(s) or orphans pension, etc.

MAIN ADVANTAGES

• Caser offers peace of mind with its funeral insurance, since it is not necessary to decide between funeral and repatriation from the moment of contracting the policy, but rather the family members may decide the most convenient option after the passing of a loved one.
• This product guarantees the refund of the sum insured not used for the policyholder´s funeral.
• This insurance also covers repatriation from any part of the world to the country of origin included in the contracted policy.
• And all this for a very competitive price compared to the other Funeral Insurances and Plans on the market.